Work out the zakah you owe — privately, on your own device.
Enter today's spot price in US dollars per troy ounce (as shown on any gold price site).
Zakah is calculated on the Hijri (Islamic lunar) calendar. Use the converter below to find today's Hijri date, then reference the month list to track your hawl (one full lunar year).
Zakah becomes due after one full Hijri year (hawl) has passed on your nisab.
Knowing the month names helps you track that date.
Note: month start dates may vary by 1 day depending on regional moon sighting.
The nisab is the minimum amount of wealth that makes zakah obligatory. It can be measured by the value of 87.48 g (2.81 troy oz) of gold or 612.36 g (19.69 troy oz) of silver. The silver nisab is lower, so more people qualify to pay — many scholars recommend it as the more cautious choice that benefits the poor. Whichever you choose, zakah is 2.5% of your net zakatable wealth.
Zakah is due if your net zakatable wealth is at or above the value you select.
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Include all money you own: cash on hand, checking and savings accounts, foreign currency, and money others are holding for you.
Zakah applies to gold by weight — jewelry, coins, and bars. Weigh it or ask a jeweler for the weight, and pick the karat so purity is accounted for. (Note: in the Hanafi school, worn jewelry is included; the Shafi'i school exempts jewelry in regular personal use.)
Zakah applies to silver by weight — jewelry, coins, and bars. Enter the total weight of the silver you own.
Goods and property bought with the intention of selling are zakatable at today's market value. Your own home, car, furniture, and work tools are not zakatable. For a rental property, only the rental income you've kept counts (add it under cash), not the property's value.
Loans you've made that you reasonably expect to be repaid — for example, money lent to family or friends. Doubtful debts can be left out until you actually receive them.
Shares bought to resell for profit are zakatable at full market value. If you hold shares long-term for dividends, scholars differ: some count only the dividends, others a portion of the company's zakatable assets. When unsure, using the full market value is the safer and more generous approach.
Retirement funds are wealth you own, so they are zakatable. Some scholars allow deferring the payment until you can access the money — in which case zakah is owed for all the years that passed. Paying yearly on the current balance is simpler and avoids a large bill later.
Anything else that counts as zakatable wealth — for example, cryptocurrency at market value, or savings held in another form. Personal possessions like clothing, phones, and furniture are not zakatable.
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Deduct debts you must pay soon — bills due, money you owe people, this month's credit card balance. For long-term debt such as a mortgage or student loan, deduct only the upcoming payment, not the whole balance.
You may deduct the coming month's essentials — rent, food, utilities, transport. Deducting is optional: choosing not to increases your zakah and the benefit to those who receive it.
Enter your assets above to see your zakah.